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Our Policy Picker® makes it easy for you to quote, compare, buy, and save on travel insurance packages offered by leading travel insurance companies. We represent major travel insurance providers and feature the best travel protection plans available. Compare the benefits and price of available policies and purchase the travel insurance plan that best suits your needs via our instant, safe and secure online application process.
In addition to Travel Protection Packages, you will also find information and pricing for
Travel Medical Insurance,
Visitors to USA,
Long Term Global Insurance,
War & Terrorism Insurance,
Accidental Death & Dismemberment,
Group Travel Insurance,
Flight Accident Insurance,
Emergency Evacuation,
Cruise Insurance,
Student Travel Insurance,
Rental Car Insurance,
Short Term Health,
Annual Multi-Trip,
Schengen Visa Insurance,
Hazardous Sports and Activites Insurance,
Cancel For Any Reason,
Hurricane Season,
Canadian Snowbirds - Travel Medical Insurance
and
Business Travel Insurance
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Accidental Death & Dismemberment (AD&D) and International Life Insurance protect your family's financial well-being should you become disabled or die prematurely.
Accidental Death & Dismemberment insurance plans will pay you, your beneficiary, or your estate a lump sum benefit (e.g. $500,000) should an accident result in your death, or the loss of a limb/eyesight. Available plans include coverage for Individual Trips, High Risk Activities, War coverage and International Term Life Insurance. No one can predict when an accident will happen but you can be sure your loved ones will be financially secure should one occur.
Click here to view all Life and AD&D plans
Now Featured
High Limit Accident Insurance (US$20 Million Max Benefit)
Single-trip & annual accident insurance with optional war and terrorism coverage is available for all ages and nationalities. Benefits range from US$500K to US$20 Million. Additional optional coverages include: nuclear, biological and chemical coverage, dismemberment and disability, and choice of 24-hour, common carrier and flight-only coverage .
Global Accident Protection 24/7
Complete Accidental Death & Dismemberment (AD&D) coverage. More than just Flight Accident
or Common Carrier coverage, this plan covers you 24 hours a day for Any Accident that may
occur during your trip. Benefit levels range from US$250,000 up to US$1,000,000. This policy is issued in
monthly increments from 1 month up to 12 months. Optional coverage's include:
Optional War Risk Rider (including Iraq or Afghanistan), Optional Emergency Medical Evacuation,
Optional Hazardous Activities Rider, Optional Athletic & Special Sports Rider.
Click here to view approximate costs per destination
(Available to All Nationalities Living Anywhere).
Annual Travel Accident Elite
Provides Annual Common Carrier Travel Accident insurance with coverage worldwide for unlimited trips up to 185 consecutive days per trip. Additional Emergency Evacuation, Repatriation of Remains and 24/7 Travel Assistance services benefits makes this a well-rounded annual package plan (US Residents only).
To view all of our Life and AD&D Products, click here
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Our Global and Expatriate Benefit plans provide essential insurance benefits for all nationalities working and living anywhere in the world.
The following types of insurance are available for individuals, families, and employer groups worldwide: Global Health and Medical Insurance, International Life Insurance, International Accidental Death & Dismemberment, and International Disability/Income Protection. Coverage for War and Terrorism is available upon request.
Click here to view all Global and Expatriate plans
Now Featured
Global Medical
Insurance
Annual, renewable global health/medical insurance for individuals and families living worldwide. Maximum lifetime benefit is five million US dollars (US$5,000,000). Does not cover US citizens living in the US.
International Accidental Death (AD&D)
Annual, guaranteed renewable AD&D insurance for individuals and groups. Covers all nationalities - including expatriates, missionaries, employees and contractors. Simplified underwriting with coverage for War and Terrorism available upon request.
To view all of our Global and Expatriate Products, click here
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War Risk & Terrorism Coverage provides otherwise unavailable insurance for acts of war and terrorism in areas of political unrest.
In today's political and economic climate, acts of war and terrorism remain a constant threat. Many businesses, contractors, and professionals are finding that their jobs require them to travel abroad to places of political unrest (even war zones).
We specialize in finding Medical Insurance, Life Insurance, AD&D, Defense Based Act (DBA), Disability Income Protection, Flight Accident or Common Carrier Accident plans for these high-risk areas.
Click here to view all War Risk & Terrorism Insurance plans
Now Featured
Global Accident Protection 24/7
Accidental Death & Dismemberment (AD&D) coverage, 24 hours a day, 7 days a week. More than just Flight Accident
or Common Carrier coverage, this plan provides coverage for you, your loved ones, employees, business partner or associates for Any Accident that may
occur while traveling domestically, internationally, or at home. Benefit levels range from US$250,000 up to US$1,000,000 Minimum policy issue length is 1 month. Coverage available for up to 12 months per policy.
Optional War Risk Rider (including Iraq or Afghanistan), Optional Emergency Medical Evacuation,
Optional Hazardous Activities Rider, Optional Athletic & Special Sports Rider.
Click here to view approximate costs per destination
(Available to All Nationalities Living Anywhere in the Worldwide).
Kidnap, Ransom and Extortion Insurance
Kidnap and extortion are very real and growing threats throughout the world. While the most vulnerable companies to kidnapping are those that have employees based or travelling overseas, organizations that have high profiles, handle large amounts of cash, or work with sensitive information are also at risk. Companies need to prepare for these threats. Kidnap, Ransom and Extortion Insurance not only protects against financial loss, but also provides the services of leading crisis management and security consultants to manage incidents in conjunction with the policyholder.
Defense Base Act
DBA benefits include disability, medical, and death benefits to covered employees who are injured or killed in the course of employment, whether or not the injury or death occurred during work hours.
To view all of our War and Terrorism Insurance Plans, click here
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Designed to protect groups of people traveling on the same itinerary
If your group consists of ten people or more traveling to the same destination, then purchasing a group travel insurance plan may be your best choice. We can provide both voluntary and mandatory group programs (mandatory means that everyone traveling on the trip must be included in the coverage).
Click here to view all Group plans or
for a customized group travel insurance quote
click here.
Now Featured
Group Travel Protection Deluxe
Our new Group Travel Protection "Deluxe" plan features: Trip Cancellation, Trip Interruption, Trip Delay, Baggage/Personal Effects, Baggage Delay, Emergency Accident/Sickness Medical Expense ($50,000), Emergency Evacuation ($250,000), 24 Hour Accidental Death & Dismemberment, plus optional "Cancel for Any Reason" for an individual or the entire group. Pre-existing medical condition "waiver" applies if the plan is purchased prior to final trip payment. Minimum 10 Travelers per group. Premium is the same for all ages of travelers! Available to US Residents
Group Travel Protection Lite
Our new Group Travel Protection "Lite" plan features: Trip Cancellation/Trip Interruption/Trip Delay, Baggage/Personal Effects, Emergency Accident/Sickness Medical Expense ($10,000), Emergency Evacuation ($20,000), plus optional "Cancel for Any Reason" for an individual or the entire group. Pre-existing medical condition "waiver" applies if the plan is purchased prior to final trip payment. Minimum 10 Travelers per group. Premium is the same for all ages of travelers! Available to US Residents
Student Group Protection Plan
The Student Group Protection plans are not age graded so you get the same great pricing for the students, chaperones, or parents. Up to 20% of the group may be made up of chaperones and parents. Featuring trip cancellation/interruption/delay, missed connection, baggage, emergency sickness/accident, evacuation/repatriation, and pre-existing condition waiver. For domestic and international trips up to 90 days in length originating within the U.S. only. Minimum 10 Travelers per group.
Click here to view all Group plans or
For a customized group travel insurance quote click here
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Why do I need travel insurance?
You can begin your trip without any travel insurance and be self insured. But did you know that if you become ill abroad the costs to treat you could be very high. How would you find a doctor? Where would you find appropriate healthcare facility? Where would you seek advice? Did you know that HMO's, PPO's and Medicare typically do not cover you abroad?
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Travel Protection vs Travel Medical
Most Travel Protection Plans will also include Travel Medical Insurance, Medical Evacuation, Trip Cancellation/Interruption, Travel Delay, and Baggage coverage. Travel Medical insurance plans generally just reimburse you for medical expenses incurred while traveling.
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Insurance plans for International or Domestic Business Travel
Make sure your employees are properly covered on their International Trips.
Accidental Death & Dismemberment - Political Evacuation - Kidnap & Ransom
Single Trip or Annual worldwide coverage is available.
Include travel to Iraq or Afghanistan
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What Countries are considered War Risk Area 1 Countries?
Area 1 Risk: Iraq, Afghanistan, Pakistan, Israel (West Bank & Gaza Strip), Iran, Somalia, Chechnya, North Korea, Palestinian Territories, Yemen.
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What is Travel Insurance?
Travel insurance, also know as trip insurance, trip cancellation insurance and trip interruption insurance protects a traveler's vacation cost against cancellation, interruption and delay while also providing medical, lost or damaged property coverage. Researching travel insurance products can be confusing. That is why we built our Policy Picker to help you easily compare prices and benefits of several travel insurance plans.
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What's a Deductible?
(Also known as excess in UK, NZ, AU) This is the amount that the insured must pay before the travel insurance provider starts paying. This may be an annual amount, an amount for the duration of the policy, or an amount for each incident.
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