The Program.  If you have applied for coverage in the Travel Accident Insurance Program, you will be covered for Accidental Death and Dismemberment Insurance, Emergency Evacuation, Repatriation of Remains Insurance and 24 Hour Assistance Services when you take a Trip on a Common Carrier.  For the annual, unlimited multi-trip plan, there is no limit to the number of Common Carrier Trips you can take in any 12 month period and coverage can be renewed each year.  For the single round-Trip ticket plan, you are covered for the duration of the Trip, up to 185 consecutive days. 

“Common Carrier” means any air, land, or water motorized conveyance operated under a license for the transportation of Passengers for hire. Common Carrier will not mean cruise ships at sea more than 12 consecutive hours or any conveyance that is hired or used for a sport, gamesmanship, contest and/or recreational activity, regardless if such conveyance is licensed, such as, but not limited to, race cars, bob sleds, hunting vehicles, sightseeing helicopters, fishing boats, parasailing/paragliding and boat cruises operating beyond 12 hours. 

“Trip” means scheduled travel on a Common Carrier, up to 185 consecutive days.  A Trip begins when you leave your residence or place of regular employment (whichever occurs last) to travel directly to the station, terminal or airport immediately preceeding departure on such Common Carrier.  A Trip ends when you return to your residence or place of regular employment (whichever occurs first), after leaving the station, terminal or airport immediately after arrival on such Common Carrier.

This is merely a summary of plan benefits. For complete plan details, definitions, and exclusions, see the Description of Coverage.