Unforeseen circumstances can occur in our daily lives at any time. Sometimes, these situations are not covered by standard travel insurance programs. The loss of a pet...the threat of rain...a change in work schedule...or maybe a relationship goes sour and you just don't want to take that trip anymore. Situations like these might otherwise cause you to lose your vacation investment, but not if you are protected with the "Cancel For Any Reason" option.
As long as you are within 14, 15, 21, or 30 days (depending on the provider and plan chosen) of the date you put your first deposit down on your trip, you insure the total pre-paid non-refundable cost of your trip (and also insure the cost of any additional arrangements within 14, 15, 21, or 30 days of those payments), you are eligible to purchase a "Cancel For Any Reason" option and the feeling of being in the driver's seat with your vacation plans. To utilize this benefit, simply cancel your trip and notify the provider two or more days before your scheduled trip departure date.
Below are the plans that offer the "Cancel For Any Reason" option.
TravelSafe Vacation Insurancefrom TravelSafe
TravelSafe Insurance is one of the nation''s largest and most respected providers of travel insurance. TravelSafe offers the most comprehensive travel insurance coverage in the industry. By insuring with TravelSafe, you get 35 years of travel insurance experience in every policy -- plus the attention, the personalized service and the coverage you need to allow you to relax and enjoy your vacation. Available to US and Canadian residents.
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The plan I'm considering returns 75% of the trip cost if I cancel. Does that 75% apply to all reasons for cancellation?
No. The 75% of trip cost only applies to the reasons that are not stated within the standard policy language. For example, unforeseen illnesses or injuries that would cause you to cancel the trip would return 100% or your trip cost as that is stated as a covered reason within the standard policy language. What is a "Cancel for Any Reason" policy? Doesn't regular trip insurance cover trip cancellation?
A "Cancel for Any Reason" policy will provide cancellation coverage for reasons that are not outlined in the policy wording or description of coverage. Standard trip protection plans do provide coverage for such things as unforseen illness, injury, or death in the family, but for arbitrary decisions to cancel such as "scared to go because of the swine flu" or "this relationships gone south so I'm not going" you would need Cancel for Any Reason protection.
Do you have your own questions? Give us a call or send us an email.
