This plan is not an HMO or PPO, so you can choose your own doctors and hospitals. Short Term MedicalInsurance from Assurant Health is for generally healthy people age 18-64 who are US residents:
Returning from Extended Travel Abroad
Looking for a Lower-Cost Alternative to COBRA
Between Jobs
Recent College Graduates
Temporary or Seasonal Employees
In a Waiting Period -- Before Employer-Sponsored Coverage Begins
No Longer Covered Under Their Parents' Plan
On Strike, Laid-Off or Losing Their Jobs
Plan covers major hospital, medical and surgical expenses incurred as a result of medically necessary care for a covered illness or injury*.
*A covered illness or injury is an expense that is: 1) incurred for services, treatment or supplies prescribed by a physician; 2) incurred by a covered person as the result of illness or injury; 3) incurred for medically necessary care; and 4) incurred while this policy is in force.
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