Compare Annual Multi-Trip Travel Insurance plans from TravelInsuranceCenter.com
(also known as Multi-Trip Travel Insurance)
Annual Multi-Trip Travel Insurance plans provide coverage for all of your trips throughout the year, subject to a maximum length of 30 to 180 days per-trip, depending on the plan.
Most Annual Multi-Trip Travel Insurance plans include Travel Medical Insurance which reimburses you for emergency medical expenses incurred when you are traveling. 24/7 emergency assistance, emergency medical evacuation, accidental death insurance, and other benefits are often included as well.
Trip protection benefits (such as trip cancellation) are generally not included . If you are looking for a plan that includes trip cancellation, interruption, and travel delay then the Single Trip Travel Insurance plans may be your best bet.
However, there is one Annual Multi-Trip Travel Insurance plan that does include up to $4,500 (annual maximum per person) for Trip Cancellations. Trip Cancellation must be due to medical reasons only and travel must be outside of your permanent resident country. That plan is called GBG Annual TravelCare.
GBG Annual TravelCarefrom Insuractive
"Available Worldwide" Up to $4,500 in Annual Trip Cancellation protection per person due to injury, illness, or death of You, Your Traveling Companion, relative, or close business associate. Available to all nationalities living anywhere. GBG Annual TravelCare provides coverage for every trip you take outside of your resident country and/or country of origin. Each trip may be up to 42 days in length. Additional benefits include excellent medical and medical evacuation coverage, baggage, travel delay, plus accidental death and disability benefits. (All Nationalities)
TravelGap Multi-Tripfrom HTH Worldwide
Annual multi-trip travel medical, evacuation, & accident insurance for domestic & international travel up to $250,000 for trips up to 70 days. No exclusions for pre-existing conditions. For residents of certain US states only, up to age 84. New York residents: Please call for price quotes
Patriot Executive®from International Medical Group® US Citizens ($200) Non-US Citizens ($236) $1,000,000 Annual Multi-Trip Travel Medical Insurance for US or Non-US citizens traveling outside of their citizenship country. Primary applicant must be age 76 or younger and be covered by an individual or group medical plan. Covers an unlimited number of trips per year. Maximum trip duration is 30 days. (Available to US and Non US Citizens)
ihi Bupa Travel Insurancefrom ihi Bupa Unlimited Medical coverage including Unlimited Emergency Medical Evacuation coverage for travel outside of your resident country. Single Trip or Annual Coverage available plus you may now add the new Trip Cancellation or Non-Medical benefits. Non-Medical option includes Personal Liability benefits up to $1,000,000. No exclusions for mountain climbing or hazardous activities. The only activity excluded is motorized racing of any kind.
War Zone coverage is accepted as long as your not an active participant in the War.
Faxed applications and company approval needed for coverage in Iraq or Afghanistan. Premium loading will apply for those countries. War Zone Premiums are generally twice the quoted rate.
(Available to all Nationalities up to age 79)
Annual Business Travel Insurancefrom Travel Guard ($229 Annual Premium!) Ideal travel insurance for business travelers who are always on the go.
The Business Travel Guard plan offers coverage for up to one year regardless of the number of trips taken. Maximum trip length for any given trip cannot exceed 60 days. Optional Trip Cancellation Available (US Residents)
Annual Travel Accident Elitefrom Insuractive $500,000 ($79) or $1,000,000 ($119) Annual Common Carrier Accidental Death Insurance provides coverage for your travel on any Licensed Public Transportation domestic or worldwide. Also included are $10,000 Emergency Evacuation, $10,000 Repatriation of Remains, and 24/7 Travel Assistance services Acts of Terrorism Covered. Acts of War Excluded (US residents only)
Business Travel Accident (BTA)from Global Underwriters
Many U.S. companies and corporations choose to minimize the potential liability they face in regards to employees that travel by purchasing Business Travel Accident (BTA) insurance. Travel has become an absolute necessity in our new global economy. Each day, thousands of salespeople, technicians, and other employees take to the road or sky to do their jobs. BTA coverage can be applied to air travel only, business travel only, or can be used for 24 hour business and/or pleasure coverage. The core components of BTA insurance is Accidental Death and Dismemberment however Medical Benefits (Accident & Sickness) may also be included. Some policies can even be amended to cover on-premises (at the office/factory) coverage. Premiums are paid by the employer, but benefits are paid directly to employees or their beneficiaries. Available to U.S. based companies.
Are pre-existing medical conditions covered by any Annual Multi-Trip plan?
Surprisingly Yes. The HTH Worldwide TravelGap Multi-Trip plan does not have an exclusion regarding coverage for pre-existing medical conditions. It won't apply if your traveling against the advice of your physician and you do have to have a primary insurance provider to purchase this plan. Medicare is an acceptable primary provider.
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(source id: wtc)